The Role of Technology in Modern Banking

Authors

  • Quinn Mitchell PhD
  • Morgan Scott PhD
  • Dana Hall PhD

Keywords:

Technology, Banking, Digital Innovations, Blockchain, Customer Experience

Abstract

This article explores the transformative impact of technology on the banking sector. It investigates how digital innovations, such as online banking, mobile applications, and blockchain technology, are reshaping the way banks operate and interact with customers. The study highlights the benefits and challenges associated with these technological advancements, including improved customer experience, increased security, and regulatory concerns. By analyzing case studies from various countries, the article offers insights into the future of banking in a digital world.
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Author Biographies

Quinn Mitchell, PhD

PhD
Harvard University
Cambridge, MA 02138, United States

Morgan Scott, PhD

PhD
University of Munich
Geschwister-Scholl-Platz 1, 80539 München, Germany

Dana Hall, PhD

PhD
University of Tokyo
7 Chome-3-1 Hongo, Bunkyo City, Tokyo 113-8654, Japan

References

Jeyhun, R., Elshan, R., Naila, A., & Aydin, N. (2025). Effectiveness of Internet of Things migration into hybrid economic projects.

Мошенський, С. (2025). Хаос і синергія. Фінансовий світ постіндустріальної епохи. Sergei Moshenskyi.

Smuk, I. (2025). Growth hacking as a driver of innovative development of start-ups: Between marketing and product.

Published

2026-02-20

Issue

Section

Articles